As a resident of the United States, the three main credit reporting companies in the country are required under law to provide one free credit report (each) to anyone who requests them within any given year. The three large credit reporting companies are Equifax, Experian and TransUnion, and they are strictly monitored by Fair Credit Reporting Act (FCRA) to provide correct and true information. Information from a person's credit report provides... [Read Article]
This article presents a straightforward plan for quickly paying off your credit card debt.
Posted in Debt Reduction and Elimination
Take steps now to improve your credit, and you'll reap the benefits sooner than you may think.
Posted in Credit Repair
Losing points on your credit score can cost you a lot of money over the years because you'll end up paying higher interest rates and annual fees.
Posted in Credit Scores
Cash back cards can be great if you use your credit card for a lot of purchases and pay off the balance quickly. Using the card a lot means that you earn more cash back, and paying it off right away means that you don't lose what you earn to interest charges on the balance.
Posted in General Credit Issues
Used responsibly, a college student credit card can be as valuable a tool in setting up your financial future as that degree you'll get at the end of your college years. Just as that degree can help you land that new dream job, your credit history can be almost as important.
Posted in General Credit Issues